funding and expenses

Planning for your Expenses while Enrolled as an F/J Student

Before committing to study at SFAI, it is important that you understand not only the costs involved in funding your education but also the cost of living in the Bay Area. For an estimated undergraduate and graduate student budget please see Cost of Attendance.

Although non-U.S. citizens are eligible for several types of institutional aid, F-1 and J-1 students are not eligible to receive federal or state financial aid from the U.S. government regardless of how long they have resided in the U.S. This means you will need to be prepared to fund the duration of your education through your own personal means.

Employment while in an F or J Student Status

Many international students have questions about employment while enrolled at SFAI. F-1 and J-1 students may work part-time on campus for up to 20 hours per week during the academic year and full-time during the winter, spring, and summer breaks. Off-campus employment is prohibited during your first year; however, F-1 students may apply for permission to work off campus after the completion of two consecutive academic terms. J-1 students must consult with IIE before accepting any type of employment. Please see Employment Options for complete details.

Commercial Loans

Some banks and financial institutions offer loans to international students who have a U.S. citizen or permanent resident co-sign for them. However, these loans are made at commercial interest rates and are often an expensive way to pay for your school expenses.

Additional Resources

There are a limited number of scholarship sources outside of SFAI you may wish to pursue. Download this list of external scholarships available to international students from around the world. If you know of sources not listed here, please let us know and we will add them for the benefit of all!